We have a standard methodology of scorecard development, which forms a strong foundation. Simultaneously, Creditinfo has flexibility in approach because we know that every credit bureau and every market is unique, and we always seek for the ways to incorporate local specifics into our scoring models.

The basic principle of an implementation is a standalone Creditinfo Scoring Module which significantly eases the integration of scoring into existing systems and stores data from multiple sources into a centralised location.

In addition, we can build a standalone database for our customers on their servers for monitoring, reporting, analytical, logging, reviewing and other purposes.

Within this component Creditinfo provides a solution enabling to store the data on scoring calculations on regular basis and use it for the purposes of Monitoring, Reporting and Mainte­nance without putting live operations at risk.

Our scoring and modelling capabilities can be used across the entire lifecycle from customer acquisition to portfolio managements and debt recovery.